Terms and Conditions

1. Introduction

Welcome to ktschwaby.com. These Terms and Conditions (“Terms”) govern your use of our website and services (“Service”). By accessing or using ktschwaby.com, you agree to be bound by these Terms. Please read them carefully before using our Service.

2. Definitions

– “Service” refers to the website ktschwaby.com and all related features, content, and functionalities provided through it.
– “User” means any individual or entity that accesses or uses the Service.
– “Content” includes all text, images, videos, articles, and other materials available on or submitted through the Service.
– “Account” refers to any registration or user profile created by a User on ktschwaby.com, where applicable.

3. Acceptance of Terms

By accessing or using any part of the Service, you confirm your agreement to these Terms. If you do not agree to these Terms, you may not use the Service.

4. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after any changes constitutes your acceptance of the new Terms. You are encouraged to review this page periodically to stay informed of updates.

5. Use of Services

Eligibility
You must be at least 13 years old to use the Service. If you are under 18, you may only use the Service with involvement of a parent or guardian.

Account
Some features may require you to create an Account. You are responsible for maintaining the confidentiality of your Account credentials and for any activity under your Account.

Prohibited Activities
You agree not to:
– Use the Service for unlawful purposes
– Interfere with the integrity or performance of the Service
– Attempt to gain unauthorized access to systems or networks
– Distribute spam or malicious software
– Impersonate another person or misrepresent your affiliation

6. Intellectual Property

All Content on ktschwaby.com, including but not limited to text, graphics, logos, and software, is the property of ktschwaby.com or its licensors and is protected by applicable intellectual property laws. You may not copy, distribute, reproduce, or create derivative works without our express written permission.

7. User-Generated Content

If you submit or share content through the Service, you grant ktschwaby.com a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and distribute such content in connection with the Service. You are solely responsible for any content you submit and must ensure it does not violate any third-party rights or applicable laws.

8. Privacy Policy

Your use of the Service is also subject to our Privacy Policy, which outlines how we collect, use, and protect your personal data. Please review it to understand our data practices.

9. Third-Party Services

The Service may contain links to or integrate with third-party websites and services. We do not control or endorse third-party content and are not responsible for their actions, policies, or content. Use of such third-party services is at your own risk.

10. Disclaimers and Liability

The Service is provided “as is” and “as available” without warranties of any kind, express or implied. We make no representations or warranties about the availability, accuracy, or reliability of the Service.

To the extent permitted by law, ktschwaby.com shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless ktschwaby.com and its affiliates, officers, and employees from any claims, liabilities, damages, costs, or expenses arising out of your use of the Service, your content, or your violation of these Terms.

12. Termination

We may suspend or terminate your access to the Service at any time, without notice or liability, if we believe you have violated these Terms or applicable laws. Upon termination, any rights granted to you under these Terms will immediately cease.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which ktschwaby.com operates, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction.

14. Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between you and ktschwaby.com regarding your use of the Service and supersede any prior agreements.

Severability
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

15. Contact Info

For questions about these Terms, contact us at [email protected].